Stamp Duty by Property Price 2025/26
Browse stamp duty calculations for residential properties from £100k to £1m. Click any price for a full breakdown.
£100,000
First-time buyers: £0 stamp duty
£125,000
First-time buyers: £0 stamp duty
£150,000
First-time buyers: £0 stamp duty
£175,000
First-time buyers: £0 stamp duty
£200,000
First-time buyers: £0 stamp duty
£225,000
First-time buyers: £0 stamp duty
£250,000
First-time buyers: £0 stamp duty
£275,000
First-time buyers: £0 stamp duty
£300,000
First-time buyers: £0 stamp duty
£325,000
First-time buyers: £0 stamp duty
£350,000
First-time buyers: £0 stamp duty
£375,000
First-time buyers: £0 stamp duty
£400,000
First-time buyers: £0 stamp duty
£425,000
First-time buyers: £0 stamp duty
£450,000
£475,000
£500,000
£550,000
£600,000
£650,000
£700,000
£750,000
£800,000
£900,000
£1,000,000
2025/26 SDLT Rates at a Glance
| Band | Standard | First-Time | Additional |
|---|---|---|---|
| Up to £250,000 | 0% | 0% | 5% |
| £250,001 – £425,000 | 5% | 0% | 10% |
| £425,001 – £625,000 | 5% | 5% | 10% |
| £625,001 – £925,000 | 5% | N/A (standard applies) | 10% |
| £925,001 – £1,500,000 | 10% | N/A | 15% |
| Above £1,500,000 | 12% | N/A | 17% |
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Understanding Stamp Duty in 2025/26
Stamp Duty Land Tax (SDLT) is charged on residential property purchases in England and Northern Ireland. The tax is calculated on a tiered basis — you only pay each rate on the portion of the property price that falls within that band, similar to how income tax works.
First-time buyers benefit from higher nil-rate thresholds: no stamp duty on the first £425,000, and 5% on the portion between £425,001 and £625,000. If the property costs more than £625,000, first-time buyer relief is not available and standard rates apply.
Additional property purchases (buy-to-let, second homes) attract a 5% surcharge on top of the standard rates across all bands. This surcharge was increased from 3% to 5% in October 2024.